Harm Prevention Policy

PLAYER HARMPREVENTION POLICY

Responding to indicators of player harm

Document Owner
Eamonn McNicholl, Director
Version
1.0
Effective Date
December 2025
Review Date
December 2026

1. PURPOSE & APPROACH

This policy sets out how Hittin It Big Competitions identifies and responds to indicators of player harm.

Our Approach

We recognise that players have varying financial circumstances and spending patterns. We do not assume harm based on spending amounts alone. Instead, we focus on clear signals that a player may be experiencing difficulties – primarily when players tell us directly or display obvious distress.

We operate as a small team and this policy is designed to be practical and actionable. Our approach is reactive to clear indicators rather than proactive surveillance of all player activity.

2. INDICATORS WE RESPOND TO

We take action when we become aware of clear indicators of potential harm. These are primarily identified through direct communication from players or obvious account issues.

2.1 Direct Communication (Primary Trigger)

The clearest indicators come from players themselves:

What We Hear Our Response
Player says they have a problem or can’t stop Offer self-exclusion, provide support links
Player mentions financial difficulties, debt, or can’t afford bills Welfare check, offer limits/exclusion, signpost to debt advice
Player sounds distressed, angry or desperate about losing Supportive response, offer cooling-off period, provide support links
Family member or friend contacts us with concerns Take seriously, review account, contact player if appropriate
Player requests help to stop or take a break Immediately action their request, confirm in writing

2.2 Account Red Flags

Issues that may indicate a problem when processing orders or handling support:

What We See Our Response
Multiple failed payments followed by attempts with different cards May indicate maxed credit – monitor, consider welfare check
Chargeback with claim of “couldn’t control spending” Contact player, offer self-exclusion, review refund
Player tries to re-register after self-exclusion Block account, remind them of exclusion period
Requests to remove self-set limits shortly after setting them Cooling-off before removal, check they’re sure

3. WHAT WE DON’T DO

To be clear about our approach and limitations:

  • We don’t set arbitrary spending thresholds that trigger automatic interventions – people have different incomes and what’s affordable varies hugely
  • We don’t monitor every player’s activity in real-time – we don’t have the resources and it would be disproportionate
  • We don’t assume someone has a problem just because they play frequently or spend more than average
  • We don’t make judgments about what players can or can’t afford

Our focus is on responding appropriately when clear indicators present themselves, not on surveillance.

4. HOW WE RESPOND

4.1 When a Player Indicates They May Have a Problem

  1. Listen and take it seriously – don’t dismiss or minimise their concern
  2. Offer practical help – self-exclusion, spending limits, cooling-off period
  3. Provide support information – GamCare, National Debtline, Samaritans etc.
  4. Action their request promptly – if they want to self-exclude, do it immediately
  5. Confirm in writing – email them confirming what’s been done
  6. Make a note – record the interaction in case of future issues

4.2 When We’re Unsure

If something doesn’t feel right but isn’t a clear indicator:

  • It’s okay to ask “Is everything alright?” in a supportive way
  • Remind them of responsible play tools available in their account
  • Include support links in the response
  • Don’t push or make assumptions

4.3 Serious Situations

In cases where there’s clear evidence of serious harm (e.g., player says they can’t pay rent, mentions self-harm, clear mental health crisis):

  • Escalate to Eamonn immediately
  • Suspend account pending review if appropriate
  • Provide crisis support information (Samaritans: 116 123)
  • Consider refund on case-by-case basis
  • Document everything

5. TOOLS WE OFFER PLAYERS

Players can access these tools themselves via their account, or we can apply them on request:

Tool What It Does
Spending Limits Player sets daily/weekly/monthly limit on their account
Cooling-Off Period Short break (24 hours to 30 days) – account temporarily suspended
Self-Exclusion Longer break (6 months to permanent) – cannot access account
Account Closure Permanent closure on request

All requests to use these tools are actioned within 24 hours (usually same day).

6. SUPPORT ORGANISATIONS

When appropriate, we signpost players to:

Organisation For Contact
GamCare Gambling-related support 0808 8020 133 / gamcare.org.uk
National Debtline Debt advice 0808 808 4000 / nationaldebtline.org
Citizens Advice General advice citizensadvice.org.uk
Samaritans Emotional distress / crisis 116 123 (free, 24/7)
Mind Mental health 0300 123 3393 / mind.org.uk

These are also listed on our Responsible Play page.

7. KEEPING RECORDS

When we intervene or a player raises concerns, we keep a simple record:

  • Date
  • Player (account email)
  • What happened / what they said
  • What we did
  • Outcome

This can be as simple as a note in the customer’s account or a line in a spreadsheet. The point is having a record if questions arise later.

8. POLICY REVIEW

This policy is reviewed annually or if a significant incident occurs that suggests our approach needs updating.

Approved By
Eamonn McNicholl
Director, Hittin It Big Competitions
Date
December 2025